Find products and services you need

¹ Annual fee is $40. Annual Percentage Rate is a fixed 29.88% for purchases. Cash advances accrue interest at 29.88% APR and have a 3% fee. Foreign transactions incur a 3% fee. Balance transfers incur a 5% fee. Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to license from Mastercard International © 2025 Yendo, Inc. All rights reserved.

² Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month.

³ Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

⁴ Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

GO2bank^TM cards are issued by Green Dot Bank, Member FDIC, pursuant to a license form Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Green Dot Bank also operates under the following registered tradenames: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.